Microsoft plans and prices
Prices at a glance
- Copilot Free: free (USD) · free (CAD)
- Microsoft 365 Personal: US$9.99/month (USD) · CA$11.50/month (CAD)
- Microsoft 365 Family: US$12.99/month (USD) · CA$14.50/month (CAD)
- Microsoft 365 Premium: US$19.99/month (USD) · CA$26.99/month (CAD)
- Microsoft 365 Pro: US$99.99/month (USD) · CA$135.00/month (CAD)
Prices in USD and CAD
| Plan | Monthly billing USD · CAD | Annual billing, per month USD · CAD | Models | Limits | Best for | Sources & checked |
|---|---|---|---|---|---|---|
| Copilot Free | FreeFree | No annual option listed | Microsoft-selected models | Limited, subject to capacity | Casual Windows users | USD: microsoft.com CAD: microsoft.com |
| Microsoft 365 Personal Cheapest paid | US$9.99CA$11.50 | No annual option listed | Microsoft-selected models | AI credits + feature limits; 1 user, 1 TB; App Store CA lists CA$11.49 vs CA$11.50 on microsoft.com/en-ca (web price used) | Office users | USD: microsoft.com CAD: microsoft.com |
| Microsoft 365 Family | US$12.99CA$14.50 | No annual option listed | Microsoft-selected models | AI credits (owner only); 1-6 people, 2 TB shared | Families | USD: microsoft.com CAD: microsoft.com |
| Microsoft 365 Premium | US$19.99CA$26.99 | No official USD priceCA$22.50 | Microsoft-selected models | Extensive Copilot usage; limited agentic research; owner-only AI; 2 TB | Office power users | USD: microsoft.com CAD: apps.apple.com |
| Microsoft 365 Pro | US$99.99CA$135.00 | No annual option listed | Microsoft-selected models (LLM choice not stated) | Highest Copilot/agent usage; 5 TB shared; owner-only AI | Heavy Copilot users | USD: microsoft.com CAD: microsoft.com |
Strengths and weaknesses
- Copilot Free
- + Free
− Capacity limits - Microsoft 365 Personal
- + Office + 1 TB
− Limited AI credits - Microsoft 365 Family
- + Family value
− AI not shared - Microsoft 365 Premium
- + Copilot + Office
− AI owner only - Microsoft 365 Pro
- + Top Copilot tier
− Pricey